Wednesday, May 15, 2013

Spring Bankruptcy Issues

Tax Refunds
The good thing about filing your Iowa bankruptcy between now and about late July is you don't need to worry about losing any of your tax refunds.  People who file late in the year or early in the year before receiving and spending refunds can lose part of those monies.

Creditors step up collection activity in the Fall as well.  They know you may file immediately to stop a wage garnishment, and then they will end up getting some of your tax refunds, so they win either way, and you lose either way.  See more on Iowa bankruptcy and Tax Refunds.

Tuesday, September 2, 2008

Jeff,

"Tim and I just received our discharge papers in the mail. Thank you so very much for all your help throughout this process. When I first contacted you, I felt like Tim and I already had a great deal of knowledge about the process just from your website. Every question, even the one on guilt, was answered. We dreaded the thought of going through bankruptcy, but you made it a very smooth process. I was very thankful to have you at our side at the hearing. There were a couple of people there that day that I felt so sorry for, because of their lawyers. I knew we picked the right lawyer to guide us through."

"We finally feel like we can breathe. We've learned so much from our past mistakes. We have a trash can by the front door for all the shredded credit card offers. We're also spending quite a bit of time at home and that's been the best part of it all. We've reconnected."

Thank you, Jeff!